We combine deep sector expertise with best-in-class management consulting to help our clients create value with payments innovations. Whether you are a FinTech scale-up, incumbent bank, payment scheme or enterprise merchant - we leverage our global payments expertise from across the value chain to strategise, design and implement your next generation payments solutions.
Our Consultancy has supported leading brands with their payments projects across the globe.
With our PaymentGenes Consultancy services and Academy, we focus on growth enablement for our clients.
PaymentGenes Consultancy's focus is on enabling growth through strategic payment capabilities.
Our practices provide global research, strategies, benchmarks, solution design, vendor selections, and implementations that directly contribute to the client's ambitions.
Our Consultancy Practices
Banking & Fintech
We devise winning strategies that drive our clients' growth. Whether it is through value proposition design, product development, market research, selection of issuing or acquiring processors, market entry strategies, embedded finance opportunity assessments or license applications, we combine deep sector expertise with strategic thinking to lay the foundations for future growth.
Our banking & fintech team has successfully executed projects with tier 1 and niche banks, leading card issuers and processors, innovative (Soft)POS providers, and solution providers for Banking as a Service.
Mobility
We provide guidance on the role of payments as an enabler in this fast-evolving sector, having to deal with urbanization, digitization, and sustainability. From EV charging to mobility-as-a-service propositions, in-car payments, fuel card innovation, and open-loop payments for mass transit, we support company strategy, proposition development, requirements definition, business case creation, and the selection of the right partners to bring a winning proposition to market.
Our Mobility team has successfully executed projects with fuel retailers, charge point operators and EV charging manufacturers, leading automotive companies, mass transit operators, mobility as a service providers and fuel card issuers.
Merchant Services
We enable new opportunities, reduce complexity and increase control over payment capabilities in an international context. Via payments capability assessments, performance and cost benchmarking, requirements specification, scenario design, vendor selection, market entry, and vertical research, or the implementation of organizational change in your payments team, we directly contribute to clients' success.
Our Merchant Services team has successfully executed projects with top 25 global merchants, top 10 global card acquirers, PSP's and the leading international card and payment schemes.
PaymentGenes Academy
As the payments industry can be complex to understand, a foundational knowledge base in your teams would elevate business-wide performance. For that purpose, we created a digital learning and education experience in combination with check-in sessions led by industry experts.
In the course, we cover the payment value chain, 4- and 3-corner models, card payments processing, role of schemes, issuers and acquirers, SEPA, account-to-account payments, BNPL, PSP and orchestrators, as well as the importance of regulations such as PSD 2, risk, compliance and fraud management.
Since the launch in 2023 we upskilled more than 700 students from all over the industry. Learn how learning and development can contribute to your organizational transformation via the Thales Pay reference case.